Financial Services 5 Sem

In stock

Financial Services at the fifth-semester level explores the diverse and dynamic ecosystem of institutions, markets, and products that facilitate the flow of funds in an economy, beyond traditional banking. It covers the role and functioning of key intermediaries like investment banks, mutual funds, insurance companies, and non-banking financial companies (NBFCs). The subject provides insights into various financial products and services such as leasing, hire-purchase, venture capital, and credit rating, and how they support corporate growth and individual financial goals.

Buy it now

Brands:

Capital Market Intermediaries & Services: This focuses on the role of institutions that facilitate the functioning of the capital markets. It includes the activities of Merchant Bankers (managing public issues, mergers & acquisitions), Stock Brokers, Depository Participants, and the process of Underwriting. It also covers the regulatory environment, primarily the Securities and Exchange Board of India (SEBI).
Fund-Based Financial Services: This involves services where the provider commits its own funds for an extended period. Key topics include Leasing (finance and operating leases), Hire-Purchase, Venture Capital (funding for startups and high-growth companies), and Consumer Credit. Students learn the mechanics, advantages, and accounting treatment of these services.
Fee-Based Advisory & Risk Management Services: This area covers services where the provider earns income through fees and commissions rather than lending. It includes Credit Rating (provided by agencies like CRISIL, ICRA), Asset Management Companies (Mutual Funds), Factoring (managing receivables), and the basic principles of Insurance (life and general) as a risk transfer mechanism.